health cover

Accident & Emergency

Get access to private healthcare in event of an accident or an emergency.

included in the benefits

Accident & Emergency

Medical cover when you need it most. Be prepared for unexpected events.

Accident Hospitalisation

Stated amounts available to cover your in and out-of-hospital expenses related to an accident

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Emergency Casualty Visits

Access to after-hours casualty rooms for emergencies when your network GP is not available

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Permanent Disability

Cash benefit that pays out for permanent disability as a result of an accident

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nationwide network

A network that works

There is no hospital network for these benefits. We work with all private hospitals and clinics.


An additional R159 for single members

and R189 per month for families.

Episodic Health (Pty) Ltd, is a Financial Services Provider (FSP 49319). Health product is provided and administered by Essential Med (Pty) Ltd (FSP 42980), the Underwriting Management Agent on behalf of the insurer African Unity Life (FSP 8447). Episodic Health and Essential Med are a health insurance provider, not a medical aid scheme.