Permanent Disability cover as a result of an accident.
Building on top of the Accident Hospitalisation benefit to include additional cover for permanent disability as a result of the accident.get a quote
Up to R200,000 per disability reason for the main member
Up to R250,000 per disability reason for the main member
Up to R250,000 per disability reason for the main member and spouse
Permanent Disability, for this benefit, means the permanent and total loss of or use of:
The disability must have been incurred as a result of an accident event.
The benefit is available once for any of the reasons above for any one accident, it is not an annual or renewable amount. However, separate accident events resulting in a new disability will enjoy the full stated benefit.
You must submit your claim within 24 months of the accident.
Yes, authorisation is required to access this benefit. We still need to be informed of the accident within 48 hours of it occurring. Simply contact the Essential Med call center on 0861 911 011.
An additional R159 for single members
and R189 per month for families.