About Episodic

We are a South African financial services company that offers health & life insurance products that suit you.

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Financial Services Solutions

Episodic is a South African authorised Financial Services Provider. We offer financial products designed by you. Your needs, your budget and your feedback guide us to bring financial solutions that work and add value to your life.

We believe that health and life insurance should be simple, affordable and full of choice. That is why our products are flexible and cost-effective with the ability to change as your needs change.

Episodic Health (Pty) Ltd

Episodic Health is more commonly know as just Episodic.

Company Registration
2013 / 217008 / 07
FSP Number
VAT Number

Office No. S10
The Sanctuary Shopping Centre
Corner de Beers Avenue & Broadway Boulevard, R44
Somerset West
South Africa


Our Values

At Episodic, we follow a simple set of 3 core values that guide us in how we conduct ourselves and how we deal with our clients and service providers.

Be the Best You

Our products are designed to make your life that little bit easier with less to worry about. This frees you up to go out and be you... the Best You you can be.



We work together with our clients and providers to make sure your products work for you. As a broker, we always represent you and your interests first.


Enjoy the Journey

Choosing the right financial solutions should be an enjoyable process. We treat our clients as real people with honesty, authenticity and respect... and a little fun.


Our Story

Follow Episodic's life story

October 2019

Episodic's story begins in 2019. AfroCentric EssentialMED decides to focus on their core strengths of building and managing a sustainable health insurance product. To do this they decided to become an Underwriting Management Agency. Episodic Health was created as a strategic partner to service the loyal client base and bring a well established product to market.

January 2020

Episodic Health is launched in December 2019 in time for 2020. There was no time for humble beginnings. We hit the ground running powered by years of experience running a successful medical and life insurance book (under EssentialMED).

March 2020

COVID-19 Lockdowns begin. Episodic is fully geared to operate remotely. We continue operating successfully without a hitch throughout the challenging lockdown periods.

June 2020

We take occupancy of our new offices in the Sanctuary Center, returning to work with a full staff compliment. Proudly, our health insurance book has grown and we have not had to make any budget cuts, highlighting the importance of a health insurance product in the South African market.

December 2020

Episodic and EssentialMED do not implement an annual premium increase for health insurance. This is in response to the ongoing COVID-19 pandemic protocols and the effect it has on South Africans.

March 2021

Episodic launches the new family Funeral Plan to the market. This is underwritten by African Unity Life and offers a very flexible range of cover options up to R50,000 for a choice of up to 13 family members.

The Funeral Plan is well received as it is one of the most configurable and affordable products on the market.

December 2021

Episodic and EssentialMED implement an annual premium increase for the first time in 2 years. Premiums were held constant during the COVID-19 pandemic protocols.

October 2022

Episodic signs with Genric Insurance to create a group health insurance offering to the SME market. Work starts on the collateral and pricing.

The Episodic group health insurance offering has a broad suite of plans that cater for everything from pure Primary Health Insurance to Accident and Hospital cover at a very affordable premium structure.

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See What People Are Saying About Us

Episodic is a top-rated Financial Services Provider with 4.8 stars on Trustpilot and 4.9 stars on Google Reviews. Thanks for sharing the love!
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I am looking forward to be part of this Medical Insurance, it seems that they have thought about everything to ensure their members get the best value for money.
Antoinette H.
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I can definitely say the initial service and telephone consultation was brilliant. Bradford is a wonderful broker and I felt like I received all the information I required and am very happy with the plan and the rates.
Charlene A.
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This was the easiest application ever. Friendly, helping, caring. Thank you Gabby and her team for all the assistance and support. I am proud to be a member. Thank you.
Jolandi G.
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For not giving up i rate Muneeb 5 stars. I many times could not talk, and didn't take his calls. Then he will email me and ask if I understand the health insurance benefits and policies. And I found him another applicant. I think its a good product for this price. Thank you. We have started our journey with you.
Cecilia G.
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I'm very impressed with the type of service I received from Elize [...] she was very much on top of things all the time and her response time was amazing thanks so much.....
Tyrone S.
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Wonderful service. Very quick to respond/assist. Love it
Caroline S.
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Once again, Episodic health has exceeded expectations! The efficient, professional manner in which they attend and complete enquiries are to be commended. Within less than 24 hours the enquiry was resolved and you have another happy client! Well done to Elize and Teswin for your efficient service.
Andrea B.
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Quick and easy application and very helpful consultant. So far so good!
Ashlea J.
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John [...] can articulate well and explain until you understand. You even forget you speaking to a sales person, great great service.
Karen S.
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I'm happy with all services the prices are affordable and I'm happy with everything discussed. Thanks Bradford [...]
Lecritia R.
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I would like to send a huge thanks to Michael [...] for his time, patience and excellent service. Even when I was still trying to decide on which medical insurance company to go with, by far his service stood out from the rest. He explained every detail to me and assured me that if I needed any help, he is just an email away. Thank you Michael.
Michaela S.
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Amazing service from Elize [...]. Prompt replies and went out of her way to assist me with my situation. Thanks for making this process seamless.
Nanette A.


We Work With the Best

Episodic uses the best service providers in South Africa to deliver our products and services to you. You are in good hands.
EssentialMEDAULGenricSpecSaversExecuspecsPAMCDRCPPNMediscorAfrica Assist
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