The Maternity Benefit Explained

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Cover the Birth of Your Child in a Private Hospital

12 Month Waiting Period
Single Benefit Level
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Optional Benefit
Nationwide Network

Get up to R30,000 cover for the birth of your child in hospital whether for natural birth or C-section.

Available as an add-on or top-up to the Illness Hospitalisation benefit. Maternity cover is purely optional.

The Hospital Plan has flexible cover for all of this and more.

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What is Covered?

The Maternity benefit is offers up to R30,000 towards private hospital costs for the birth of your child.

Natural birth or C-section is covered.

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Maternity Cover on the Day-to-Day Plan

The Day-to-Day Plan also has a collection of benefits that you can use during your pregnancy.

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How can I increase my hospital cover?

The Hospital Plan includes additional benefits that can be added when you choose to take out the Illness Hospitalisation benefit. These optional benefits can increase your cover for more specific events. Take a look at:

  • ICU benefit for additional cover for stays in an intensive care unit
  • Dread Disease cover which offers larger amounts to help cover treatment of specific critical illnesses
  • Maternity cover which has a stated amount to cover the birth of your child in hospital.
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Is Pre-Authorisation Required?

Authorisation for the Maternity Benefit is required at 32 weeks.

You can find more detail about the process on the Claims page.

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A Network You Can Depend On

Access private healthcare when you need to see a doctor, visit a dentist, get medication or go to hospital.

Nationwide Network of Doctors & Dentists
Private hospitals across South Africa

What Health Plan are you going to build?

Get a quote and find out. Talk to us or build your own.
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Simple & Efficient Claims

Find out how the claims process works for rapid and pain-free claims handling.

No upfront payments
Claims paid directly to providers
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Answers to Your Questions

Is there a waiting period for the Maternity benefit?

The Maternity benefit has a 12 month waiting period.

Are C-sections covered?

Yes. The benefit limit is available regardless of the delivery method.

Where I can find the network hospitals?

The benefit doesn't have a specific hospital network and is designed to work with all major hospital groups. The Network page has all the information needed.

How are claims paid?

Claims are paid directly to the medical providers. You can find all the details on our claims page.

What are the age limits?

All new members joining a policy must be younger than 65 years on date of application.

Child dependants must be younger than 21 years before they will need to start their own policy.

However, if your child is still a registered full-time student and unmarried, then they may stay on the policy as a child dependant until they turn 26.

How many people can be on a policy?

Episodic health insurance policies can include:

  • you
  • your spouse/partner
  • up to 6 children