The Maternity Benefit Explained

Cover the birth of your child in hospital

Maternity Cover for the Birth of Your Child

Get up to R31,800 cover for the birth of your child in a private hospital.

The method of delivery doesn't matter, natural birth or C-section are both covered.

The benefit is optional. You do not have to include it on your Hospital Plan but if you do you will need to include the Illness Hospitalisation benefit first.

Don't forget to check out some of the Prenatal Day-to-Day benefits that can be used during a pregnancy.

For an in-depth look at how maternity cover works both in and out of hospital, please read our blog post about the Maternity benefits available from Episodic.

12 Month Waiting Period

Single Benefit Level

Optional Benefit

Requires Illness Hospitalisation

FAQ

How Does It Work?

Find answers to the most common questions about this benefit. Browse our Help pages and Blog posts for more information.

What is covered?

There is R31,800 available to cover medical expenses related to the birth of your child in a hospital. Hospital admission is required, the benefit does not cover childbirth at home.

For a more in-depth look, please read our blog post on how maternity cover works.

Can I not just use the Illness Hospital benefit?

Maternity is not an illness and therefore does not get covered under the Illness Hospitalisation benefit.

What is the waiting period?

There is a 12 month waiting period before a new member on a policy can claim on the benefit.

Is authorisation required?

Yes. It is best to inform us as early as possible about your birth plan and expected due date to ensure that you are properly covered should any dates change.

The authorisation procedure is described on the Claims page.