Episodic Health

Episodic Health offers personalized medical insurance cover for you and your family. Using our unique flexible cover options, you can build a plan that suits you and your budget.

Then we encourage you to adapt your plan to suit every future episode of your life. We do not lock you in. Flexibility and affordability, the choice is all yours.

How it Works

Our product covers 4 main areas:


Cover for everyday out-of-hospital expenses.
See a doctor or dentist as often as you need with medication, optometry, x-rays and blood tests included.

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Accident & Emergencies

Be prepared for unexpected events.
Get access to private hospitals and healthcare in event of an accident or emergency.

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Medical cover when you need it most.
Get access to private hospitals for maternity, planned procedures or illnesses

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Episodic Health offers flexible funeral cover as a purely optional additional benefit to your health insurance policy.

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Starting with Day-to-Day cover you can choose benefits at the level of cover you want. Then build up your plan by considering additional Accident & Emergency benefits and then optional Illness Hospitalisation benefits.

This way, you can build a comprehensive product or one that is tailor made by you for you.

Already have a medical aid policy but need to add everyday health cover? Simple, just choose the Day-to-Day benefits you need and leave out the cover that you already have.

Doctors and dentists where you are. Episodic Health has one of the largest networks of doctors and dentists across South Africa.

Best of all, there is no hospital network. You can make use of any private or public hospital in the country.