health cover

Hospital Cover

Our benefits give you access to private hospitals and treatment on your terms.

included in the benefits

Hospital Cover

Medical cover when you need it most.


Hospital admission and related medical costs covered for planned procedures and illnesses

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Additional cover available for stays in an Intensive Care Unit

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Dread Disease

Critical illness cover for in and out-of-hospital expenses

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Optional stated amount to cover the hospital costs for the birth of your child

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nationwide network

A network that works

There is no hospital network for these benefits. We work with all private hospitals and clinics.


An additional R58 for single members

and R70 per month for families.

Episodic Health (Pty) Ltd, is a Financial Services Provider (FSP 49319). Health product is provided and administered by Essential Med (Pty) Ltd (FSP 42980), the Underwriting Management Agent on behalf of the insurer African Unity Life (FSP 8447). Episodic Health and Essential Med are a health insurance provider, not a medical aid scheme.