Cover for in and out ofhospital expenses related to a critical illness
Dread diseases, like heart attacks and cancer are serious and require major treatment. The hospitalisation benefit alone will not be enough to cover these events so this benefit can be taken in addition to provide additional cover.get a quote
Up to R185,000
Up to R250,000
Up to R350,000
The stated amounts are available once per policy for any dread disease occurrence and can't be reinstated. This means that you can't claim twice for the same dread disease.
Dread disease treatment usually incurs a much higher cost than ordinary hospital admission. As a result, the Illness Hospitalisation benefit alone is probably not enough to cover these events. The Dread Disease benefit is available as an optional addition to your Illness Hospitalisation benefit to cover these additional costs.
The benefit does not cover claims in addition to any other hospital benefits.
The list includes:
The major organ transplants include:
The Standardised Critical Illness Definitions Project (SCIDEP) grid is used to indicate the ratio of the available benefit paid out according to the severity of the condition.
Yes, pre-authorisation is required to access this benefit. Simply contact the Essential Med call center on 0861 911 011.
An additional R58 for single members
and R70 per month for families.