Maternity cover

Select hospital cover is available for your new arrival

Maternity is an optional benefit that covers a stated amount for the hospital costs for your delivery, regardless of the delivery method.

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Benefit Includes

R30,000 per delivery
1 event every 12 months
12 month waiting period
Natural delivery or C-Section


How does it work?

The benefit offers a stated amount to cover the hospital costs incurred for delivering your baby. The method of delivery, whether natural or C-Section, does not matter. Hospitalisation is required for the benefit to come into effect.

How does this relate to the Illness Hospitalisation benefit?

The maternity benefit does not relate to the Illness Hospitalisation benefit, you cannot claim under both benefits.

How does the waiting period work?

There is a 12 month waiting period for the benefit. If you fall pregnant within this period, the expected due date needs to be outside of your waiting period. If, however, your baby is delivered prematurely, your case will be considered carefully by the underwriter.

Is authorisation required?

Yes, pre-authorisation is required to access this benefit. Simply contact the Essential Med call center on 0861 911 011.


An additional R58 for single members

and R70 per month for families.

Episodic Health (Pty) Ltd, is a Financial Services Provider (FSP 49319). Health product is provided and administered by Essential Med (Pty) Ltd (FSP 42980), the Underwriting Management Agent on behalf of the insurer African Unity Life (FSP 8447). Episodic Health and Essential Med are a health insurance provider, not a medical aid scheme.