Funeral Plan

Flexible Funeral Cover for Your Whole Family

Design your own funeral plan and save on your premiums with Episodic

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Get the Funeral Plan that Suits Your Budget

Funeral Plans pay you up to R50,000 cash on the death of loved one. You decide how many family members you want covered and for how much. It is that simple.

Cover your whole family

Add up to 7 immediate family members & 6 extended family members on one plan.

Flexible amounts

Up to R50,000 cover for immediate family & R30,000 for extended family.

Fast payouts

Pays out cash within 48 hours of submitting a claim.

No cession age

There is no age limit after you join a policy.

Waiting Periods

Immediate cover for accidental death, 12 months for suicide or 6 months for other reasons.

Simple

No hidden benefits you don't need. Just plain cover for the death of a loved one.

Download our Brochure
Download and read it in your own time. When you're ready for a quote, let us know and we'll do the rest.
3 dotsEpisodic Funeral Plan Brochure
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Calculate Your Monthly Premium

Start with your immediate family

Single Member
Cover for just you
Cover
Premium
R30,000
R135
R40,000
R180
R50,000
R225
OR
Family Policy
Cover for you & up to 6 members of your immediate family
Cover
Premium
R30,000
R180
R40,000
R240
R50,000
R300

Add your extended family (if you want)

Extended Family
Add up to 6 extended family members. Choose a cover amount for each member. Premium is calculated per member by age.
Cover
18-65
66-75
76-85
R10,000
R50
R75
R150
R20,000
R100
R150
R300
R30,000
R150
R225
R450

See an example of how this works below

Getting a Quote is Quick

Talk to us. We are here to help.
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What People are Saying About Us

4.9 /5 star rating based on independent reviews on Google

reviewer
Antoinette H.
5 stars
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I am looking forward to be part of this Medical Insurance, it seems that they have thought about everything to ensure their members get the best value for money.
reviewer
Carmen C.
5 stars
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... friendly, quick and made me feel right at home as always. Would 100% recommend Episodic wherever I go : )
reviewer
Busisiwe N.
5 stars
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I can proudly say this one of the best Health Cover thus far as I have had a wonderful experience with one of your best Sales Agents
reviewer
Nanette A.
5 stars
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... Prompt replies and went out of her way to assist me with my situation. Thanks for making this process seamless.
reviewer
I Miller
5 stars
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... always available to assist and very quick to respond - thank you for your great service. Better than any other Medical Insurance companies that we have dealt with
reviewer
Charlene A.
5 stars
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I can definitely say the initial service and telephone consultation was brilliant. Bradford is a wonderful broker and I felt like I received all the information I required and am very happy with the plan and the rates.
reviewer
Rohayne S. J.
5 stars
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I just really want to thank Michael ... He is very helpful and is patience. Hope the company see the efforts he put in.☻
reviewer
Celeste H
5 stars
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... She gave me the best customer service and went out of her way to give me information and reassurance . She called me back twice with more info and advice and if that was not enough she e-mailed me more information. She really cared about my situation. She really went the extra mile and i felt like she put her self in my shoes ...
reviewer
Jolandi G
5 stars
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This was the easiest application ever. Friendly, helping, caring. Thank you Gabby and her team for all the assistance and support. I am proud to be a member. Thank you.
reviewer
Siyabonga N
5 stars
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I am happy with the level of professionalism Faranaaz displayed whilst assisting me with my query..
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Who Qualifies as Immediate Family?

The Episodic Funeral Plan offers cover for you and up to 6 additional immediate family members. These can be your spouse and your children.

Children may be natural, adopted or foster children, as long as they are younger than 21 years and not married. If they are full-time students, then they must be younger than 26.

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Who Qualifies as Extended Family?

The Episodic Funeral Plan offers cover for up to 6 additional extended family members of the principle insured.

These include your

  • children that don't qualify for immediate family
  • parents, grandparents and grandchildren
  • brothers and sisters
  • aunts and uncles, meaning the brother or sister of your mother or father
  • nephews and nieces, meaning the children of your brother or sister
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Are there any Age Restrictions?

For immediate family:

  • The principle insured must be 18 years older and younger than 65.
  • Your spouse must be younger than 65
  • Children, to qualify as immediate family, must be younger that 21 or, if they are full-time students, younger than 26

For extended family, all members must be 18 years or older and younger than 85.

There is no cession age, meaning you are never removed from a policy for being too old.

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How is the Premium Calculated?

Single and Family policies have a premium that depends on the amount of cover you choose.

For Family policies, the premium is the same regardless of whether you add 1 member or all 6.

You can add Extended Family to any policy and you get to choose the cover amount per member. The premium is calculated according to their age and amount of cover.

For example:

  • I cover myself for R40,000 - premium is R180 pm.
  • I add my wife and two children - new premium is R240
  • I add my 70 year old Mother for R20,000 cover - new premium is R240 + R150 = R390 pm
  • I add my 50 year old brother for R10,000 cover - new premium is R390 + R50 = R440 pm
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What are the Payout Amounts?

The funeral plan pays out ratios according to age

  • 14 years or older: 100% of the cover amount is paid out
  • 6 - 13 years: 50%
  • 0 - 5 years: 25%
  • Stillborn: 25%
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What are the Waiting Periods?

  • Accidental Death: Immediate cover, no waiting period
  • Suicide: 12 months waiting period
  • Other: all other claims have a 6 month waiting period

What Funeral Plan are you going to build?

Get a quote and find out. Talk to us.
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Interesting Articles

Helpful articles, blog posts and interviews about Episodic